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iGN x 4H: Tobique iGaming License Overview

iGN x 4H: Tobique iGaming License Overview

The iGN editorial team, together with experts from 4H Agency, has prepared an analysis of the Tobique licensing model—one of the fastest and most accessible offshore jurisdictions for online gambling.

License Types

  • 🔴 B2C License — covers all online gambling verticals and includes 5 domains (additional domains available for extra fee)
  • 🔴 B2B License — for providers and aggregators

Taxes and Duration

  • 🔴 Validity: 1 year, renewable annually
  • 🔴 0% gambling tax

License Fees and Application Costs

  • 🔴 Application fee — €18,000
  • 🔴 License fee — €18,000
  • 🔴 Annual renewal — €18,000
  • 🔴 Annual regulatory/compliance fees — ~€7,000

Applicant Requirements

  • 🔴 Full disclosure of key individuals (executives, directors, UBOs 10%+) and completion of due diligence
  • 🔴 Segregation of client and operational funds, with player deposits held in a separate account
  • 🔴 AML/KYC/Responsible Gambling policies, internal complaint procedures, reporting every 2 weeks + monthly, suspicious activity notification within 24 hours
  • 🔴 Responsible gaming tools: deposit/bet limits, cooling-off periods, self-exclusion ≤24h, links to support organizations
  • 🔴 Appointment of an AML/CTF officer or MLRO
  • 🔴 RNG certification or platform testing in an accredited lab
  • 🔴 Full disclosure of infrastructure: data center, architecture diagram, disaster recovery plan
  • 🔴 Cloud infrastructure allowed; website must include: TGC verification seal, KYC policy, bonus policy, privacy policy, user agreement, and contact info

Market Highlights

  • 🔴 Tobique license — fastest and cheapest offshore license, but low market recognition
  • 🔴 Presence is weaker compared to Curaçao, Malta, Anjouan, Canouan, and Isle of Man
  • 🔴 Officially about 80 operators, but limited recognition from PSPs, affiliates, and content providers
  • 🔴 Attractive for operators with established partner and technical infrastructure, but carries high reputational and compliance risks for newcomers

According to 4H, the Tobique Gaming Commission maintains an open register of license holders (80+ B2C/B2B at the time of publication), but does not publish a detailed price list. Market estimates vary slightly depending on the integrator. When budgeting, the first year should be planned around ~€36,000 plus related tech/legal expenses, and invoices should be confirmed with the Commission at the final stage.

Tobique license remains a niche option for cost optimization but does not provide significant advantages on the global market.